standard disability insurance
Having an accident or contracting an illness can be a problem so standard disability insurance has been designed to ensure that you still receive an income in the event of an illness or accident. For many people, protection against disability can be a lifesaver if you can’t get to work and earn income. The chances of dying before sixty five are actually lower than the possibility of needing disability protection before then! However, more people buy life insurance long before considering the advantages of disability coverage. Statistics show that a middle aged worker has a greater chance of needing a 3 month break from work because of an accident as opposed to dying before they reach 65.
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